Fintech Perspectives

Fresh thinking in the world of payments, banking and tech.

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Know Your Business (KYB) API
August 1, 2022
Money Transfer API
ACH API
Banking

RTP (REAL-TIME PAYMENTS) in Money transfer APIs

Real time payments (RTP) is an exciting new payment system in the US.

August 1, 2022
ACH
ACH API
ACH Network

Monitoring Your Return Rates: Things To Do To Keep Your Return Codes Low For NACHA

While avoiding ACH returns altogether sounds nice, it’s not realistic. Here are recommendations for handling return codes

August 1, 2022
Compliance
Banking

U.S. AML Anti-Money Laundering Laws And How They Apply To Fintech

Anti-money laundering laws keep the financial system protected in the United States. For fintech companies who want to grow in this space, keeping up with AML laws as a small entity can be taxing on both the business staff and budget.

August 1, 2022
Money Transfer API
ACH
ACH API

Money Transfer API Best Practices

August 1, 2022
Banking
Financial Technology
Fintech

Navigating the U.S. National Payment System

National payments systems set up guidelines, processes, and rules for sending money (and more) in each country. Here’s a deeper look at the U.S. National payments systems.

August 1, 2022
Financial Technology
Fintech
Banking

Understanding the 9 Major Types of Financial Institutions

In today’s market, financial institutions help businesses and individuals with money services that range from deposits to withdrawals, money transfers, lending, investments, and so much more.

August 1, 2022
Banking
Fintech
ACH Network

Making Sense of Banking Infrastructure: Sila and the Banking Industry

There are several aspects to building a full banking experience platform or providing financial services. Here’s how to make sense of banking infrastructure and Sila features.

August 1, 2022
Digital Wallet
ACH
Banking

13 Best Use Cases For Digital Wallets

Digital wallets seem to be everywhere, and it makes sense. Digital wallets carry an unmatched potential within the financial world. Build your dream digital wallet app with

The Banking API for Software Teams

Ready to Grow Your Business?

Our sandbox includes everything you need to add identity verification, bank account linking, digital wallets, and payments to your app.

Ready to Grow Your Business?