A bank account linking API makes connecting to an online account, digital wallet, and the Sila API structure possible. Without being able to link a bank account, users would have no way to send or receive the money transferred.
Bank account linking requires the transferring of sensitive data, which is why Sila trusts in MX and Plaid as reliable partners. MX and Plaid are good at what they do, and by allowing MX and Plaid to manage the bank account linking data encryption process, we can focus on what we do best.
Through the Sila API, all users gain access to the core bank account linking code to securely connect with MX and Plaid right in the app.