Fintech Perspectives

Fresh thinking in the world of payments, banking and tech.

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January 31, 2023
ACH
ACH Network
ACH API
Payment Systems
Looking Back and Looking Forward
Thoughts about 2022 and an outlook for 2023
January 27, 2023
ACH
ACH Network
ACH API
Payment Systems
Understanding The Eligibility Criteria For Instant ACH In P2P Platforms
Move money faster with Sila’s Instant ACH on the Same Day ACH network. Here’s how that works for P2P platforms.
January 19, 2023
ACH
ACH API
Payment Systems
Real-time payments vs. ACH payments: What's the Difference?
Learn about real-time payments and how they work with ACH payments.
January 11, 2023
ACH
ACH API
Payment Systems
Payment API
Implementing ACH API Into Your Existing Financial Platform: A Business Guide to Payment Processing
ACH API is far cheaper and now faster than ever before. Here’s what you need to know about implementing fast payment processing.
January 4, 2023
Blockchain Technology
Financial Technology
Decentralization
Smart Contracts
Why Smart Contracts Will Last: And How the Ethereum Move to PoS Will Impact Fintech
Smart contracts are powerful technology in fintech. Here’s how its recent changes will impact the industry.
December 28, 2022
ACH
ACH Network
Compliance
Regulatory Compliance
Best Strategies for Fraud Prevention on ACH
The first step to minimizing fraud in the ACH system is understanding how the system works, what goes on during transactions, and who carries out these transactions.
December 14, 2022
ACH
ACH Network
Compliance
The Nacha Clearing House for Fintech Apps
The NACHA and ACH work together to process payments correctly. Learn more about what they do, how they work together, and why it's essential.
December 7, 2022
Blockchain Technology
Smart Contracts
How to Use Smart Contracts for Efficient Payments
A smart contract is a computer protocol intended to digitally facilitate, verify, or enforce the negotiation or performance of a contract. Here’s how to use them in fintech.

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