Fintech Perspectives

Fresh thinking in the world of payments, banking and tech.

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Know Your Business (KYB) API
January 19, 2023
ACH
ACH API
Payment Systems

Real-time payments vs. ACH payments: What's the Difference?

Learn about real-time payments and how they work with ACH payments.

January 11, 2023
ACH
ACH API
Payment Systems
Payment API

Implementing ACH API Into Your Existing Financial Platform: A Business Guide to Payment Processing

ACH API is far cheaper and now faster than ever before. Here’s what you need to know about implementing fast payment processing.

January 4, 2023
Blockchain Technology
Financial Technology
Decentralization
Smart Contracts

Why Smart Contracts Will Last: And How the Ethereum Move to PoS Will Impact Fintech

Smart contracts are powerful technology in fintech. Here’s how its recent changes will impact the industry.

December 28, 2022
ACH
ACH Network
Compliance
Regulatory Compliance

Best Strategies for Fraud Prevention on ACH

The first step to minimizing fraud in the ACH system is understanding how the system works, what goes on during transactions, and who carries out these transactions.

December 14, 2022
ACH
ACH Network
Compliance

The Nacha Clearing House for Fintech Apps

The NACHA and ACH work together to process payments correctly. Learn more about what they do, how they work together, and why it's essential.

December 7, 2022
Blockchain Technology
Smart Contracts

How to Use Smart Contracts for Efficient Payments

A smart contract is a computer protocol intended to digitally facilitate, verify, or enforce the negotiation or performance of a contract. Here’s how to use them in fintech.

December 2, 2022
ACH
Compliance
KYC/KYB

Faster Payments, Risk, and Financial Automation

Now, you can get faster payments and financial automation, but you must be able to monitor the risk strongly. Here’s how businesses can excel at faster payments and financial automation

November 16, 2022
ACH
ACH API
Payment Systems
Banking

How Payment Gateways Fit in B2B Relationships

Payment gateways are a critical part of any B2B relationship. This article discusses the role of payment gateways and how they fit into the B2B payment ecosystem.

The Banking API for Software Teams

Ready to Grow Your Business?

Our sandbox includes everything you need to add identity verification, bank account linking, digital wallets, and payments to your app.

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