Fintech Perspectives

From fostering innovation to enabling cross-border transfers, FedNow is reshaping the financial landscape. Stay ahead of the curve and learn what's next for FedNow and the real-time payment revolution. Don't miss the opportunity to ride the wave of change in the world of money exchange.

Discover the power of BAI2, the Bank Administration Institute's standardized format for financial data integration. Learn how to seamlessly incorporate BAI2 into your data flows, demystify its origins and structure, and gain valuable insights into its technical specifications.

Gain insights into non-bank financial institutions and their role in the global economy. Discover what they are, how they differ from traditional banks, and the services they offer. Explore real-world examples and learn how Sila Money supports non-bank fintechs with its robust money API, enabling secure and innovative financial services.

Explore the realities of secure bank account linking in the modern age. This insightful blog post discusses the importance of cyber security in the era of fintech, the impact of bank account linking on security, and the potential risks it poses to users. Discover how it affects various entities in the financial ecosystem and how to choose the best API for secure account linking.

Discover the crucial differences between third-party senders (TPS) and third-party service providers (TPSP) in the fintech industry, their roles in ACH payment processing, benefits, and potential drawbacks. Learn how these entities impact businesses and improve payment efficiency.

Know Your Customer (KYC) is vital in the American banking system. Here’s what KYC is and why you need it in fintech.

Trends suggest that businesses will be handing out digital wallets to employees soon. Digital wallets are a piece of code that allows one party to make electronic transactions with another party. Is this the case? Read on to learn more.

Adding payment APIs into your business model is easy with Sila. Read on to learn how.